Paid tool

clerkie.io

AI-powered platform for debt optimization, automated collections, and financial management.

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Intro

What is clerkie.io?

Clerkie is an AI-driven financial technology platform developed by Henry Labs Inc. designed to simplify debt tracking and money management for consumers while providing an automated recovery and collection system for lenders. As a prominent fintech startup, Clerkie offers a comprehensive web app and mobile experience—sometimes referred to as 'Fiber by Clerkie' or 'Fibre by Clerkie'—that helps individuals optimize their budget, manage credit card debt or student loans, and negotiate up to 70% off their debt. For financial institutions, the platform functions as an advanced collections CRM that uses machine learning to maximize returns and lower portfolio management costs via a secure, real-time RESTful API.

clerkie.io at a glance
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Pricing

clerkie.io Pricing Plans

Compare clerkie.io free options, clerkie.io paid pricing plans, and usage notes before you choose the best way to use this AI tool in 2026.

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Pricing updated:Jun 12, 2026

Features

clerkie.io AI Features

AI-driven debt negotiation reducing up to 70% of user debtSmart automated payment arrangements using any currencyReal-time portfolio reporting and compliance tracking via a RESTful APIFull-service automation platform for lender collections powered by machine learning and human oversightBank-grade data encryption, role-based access controls, and comprehensive security audit logs
Pros & Cons

clerkie.io Pros and Cons

Pros

  • Helps consumers significantly reduce debt and eliminate hidden bank fees
  • Increases lender revenue performance by up to 3x using smart AI recommendations
  • Fast and easy cross-platform integration for developers with just a few lines of code
  • Continuous automated compliance updates adapting to national regulatory environments

Limitations

  • Full pricing details for enterprise lender features are not publicly listed online
  • Requires integration of borrower data to fully utilize portfolio automation capabilities

clerkie.io FAQ

Clerkie is a fintech platform created by Henry Labs Inc. that functions as a debt payoff planner and bill organizer. It simplifies debt management by using machine learning to negotiate up to 70% off outstanding balances and recommending smart payment timelines.