clerkie.io
AI-powered platform for debt optimization, automated collections, and financial management.
What is clerkie.io?
Clerkie is an AI-driven financial technology platform developed by Henry Labs Inc. designed to simplify debt tracking and money management for consumers while providing an automated recovery and collection system for lenders. As a prominent fintech startup, Clerkie offers a comprehensive web app and mobile experience—sometimes referred to as 'Fiber by Clerkie' or 'Fibre by Clerkie'—that helps individuals optimize their budget, manage credit card debt or student loans, and negotiate up to 70% off their debt. For financial institutions, the platform functions as an advanced collections CRM that uses machine learning to maximize returns and lower portfolio management costs via a secure, real-time RESTful API.
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clerkie.io Pricing Plans
Compare clerkie.io free options, clerkie.io paid pricing plans, and usage notes before you choose the best way to use this AI tool in 2026.
Contact for Pricing
Pricing updated:Jun 12, 2026
clerkie.io AI Features
clerkie.io Pros and Cons
Pros
- Helps consumers significantly reduce debt and eliminate hidden bank fees
- Increases lender revenue performance by up to 3x using smart AI recommendations
- Fast and easy cross-platform integration for developers with just a few lines of code
- Continuous automated compliance updates adapting to national regulatory environments
Limitations
- Full pricing details for enterprise lender features are not publicly listed online
- Requires integration of borrower data to fully utilize portfolio automation capabilities